Financing your Fractional Ownership

You can finance your fractional ownership of a property in much the same way as if you were buying the property as a whole. It will just cost you considerably less.

A far smaller deposit will be required, there’ll be far less pressure to finance stage and final payments and unexpected bills will never appear. Everything is taken care of by a professional management company looking after the property on behalf of you and the other owners, with all maintenance and legal fees built into the total price of the property.

Part of our group of companies, Assetz Finance can advise you on your variety of options for financing any of the properties within our portfolio, anywhere in the world. Naturally, maximum loan amounts, deposits required, fees and application processes vary between countries but our professional and multilingual team will provide you with all the information you need to make an informed decision most suited to your individual circumstances.

Fractional Mortgage Option 1

• Loan provided in Euros
  
• Secured by second legal charge on your UK property
  
• Secured charge required on the membership cerficate also
  
• Total borrowing on UK property cannot exceed 95% with all legal charges added

Fractional Mortgage Option 2

• Loan provided in Euros
• Maximum 60% loan to value available to purchase fractional share
  
• Secured solely on the membership certificate
  
• Certificate must represent no less than one-sixth ownership of the new property
  
• Balance of funds to be provided from your own resources

Application process

• Contact Assetz Finance to complete an application form
• Proof of income will be required in all instances
• Proof of identity and residency also required

To enquire about fractional ownership mortgages call the Assetz Finance team on 0845 400 8000

Take time to view our UK and International properties, see how the Assetz Fractional Ownership system works or look at the frequently asked questions regarding fractional ownership.

Then call us and take us up on the offer of a part share in some of the best holiday property there is.

Telephone now 0845 430 5207